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4him
Ok 1 month down in 06
11 more to go!

Let review what happen in January

1)Sharon has stroke and is in coma.

2)Hamas wins election.

3)Volcano erupts in Alaska.

4)Earthquake in Indonisa (sorry I'm a bad speller).

5)Jan. 30, 06 warmest day in NY since 1948

6)longest drount in Arizona.

7)Snow in Hawaii.

8) NY Giants shut out in playoffs mad.gif

Am I missing anything?
Miki
Ya! The Seahawks are going to the Superbowl! Go Seahawks!

All kidding aside.

The President gives his State of the Union speech tonight.

We should pray for him and our nation. I feel uncomfortable about it.
Last night and this morning...Probably just my imagination working overtime.
Tzeitel
Iran takes the UN seals of its Atomic sites and re-starts its Nuclear research.

killer sub zero weather in Russia, the lowest temperatures in years. Many lives lost.

Bird flu (the deadly human strain) has spread from Turkey to Cyprus.
4him
Yea I had the same feeling.

I almost forgot

9) Seahawks first supperbowl

10) osama speaks since a year and 1/2 of being quiet.
Miki
Also all time records were broken for rainfall in some parts of Washington State.

And it's still raining.
c-los medrano
how about...people watching "American cities to be hit" and nothing... tongue.gif
justaservant
QUOTE(Miki @ Jan 31 2006, 09:31 AM)
Also all time records were broken for rainfall in some parts of Washington State.

And it's still raining.
[right][snapback]37456[/snapback][/right]


Lowest saving rate in the U.S. since the '30,s -0.5%. In this mornings paper!
4him
Jesus on trial in Italy
hannah fievel
Sometime this year there will be the election for a new UN president.

Did anyone mention just the shear numbers of new heads of governments that have taken power?

How about Mrs. Martin Luther King died this morning.

Ethnic cleasing going on all over Africa and no one cares.

Major fluctuations in global economy.

Hamas wants Israel to change their flag.

Killer bees reported in Florida.

Phoenix Arizona... 101 days without rain.

President Bush said in news article he and Mr. Bill Clinton are so close they are like brothers, yeh, brothers of the same Skull and Bones company!

And, soooo much more....

Can I add a little blip of something I saw on the 8th of this month. We just happen to take a trip out of town, we came back from dinner...Me and hubby saw "a halo around the moon" which is not that unusual, but what was unusual was this moon sighting we both saw had a "big old line through it" like it was trying to say something like you know a no smoking sign....Except the moon looked liked it was a "NO MOON SIGN", just thought it was odd, I have seen halos around the moon many a time, but never one saying NO! Sorry, just thought it was a strange thing to see, if you have seen the moon look like that, then I just be thinking "out there" this day! Sorry!

Well, yes, this month has certainly been a doozy to start the year off with! your sis, hannah 1dsz5h3.gif who ever started this!!
tml1432
Putin Touts Russia's Missile Capabilities
from the AP

President Vladimir Putin boasted Tuesday that Russia has missiles capable of penetrating any missile defense system, Russian news reports said.

"Russia ... has tested missile systems that no one in the world has," the ITAR-Tass, Interfax and RIA Novosti news agencies quoted him as saying at a news conference. "These missile systems don't represent a response to a missile defense system, but they are immune to that. They are hypersonic and capable of changing their flight path."

Putin said the new missiles were capable of carrying nuclear warheads. He wouldn't say whether the Russian military already had commissioned any such missiles.

He said he had shown the working principles of the missile systems to French President Jacques Chirac during a visit to a Russian military facility.

"He knows what I'm talking about," news agencies quoted Putin as telling reporters after state-run news channels had cut their live broadcast of the news conference.

In April 2004, Chirac became the first Western leader to visit Russia's top-secret Titov space control center, which is also involved in launches of its intercontinental ballistic missiles.

Putin said that the new missiles were capable of changing both the altitude and the direction of their flight, making it impossible for an enemy to intercept them.

"A missile defense system is designed to counter missiles moving along a ballistic trajectory," Putin was quoted as saying.

Putin and other Russian officials have boasted of the new missiles in similar comments in recent years, but they haven't identified them or given any further details other than about their ability to change their flight path on approach to a target.

Most analysts viewed the earlier announcements about "hypersonic" missile systems as Moscow's response to U.S. missile defense plans.

Military analysts have said that the military had experimented with a maneuvering warhead during a missile launch several years ago, but voiced doubt about Russia's ability to deploy such weapons anytime soon.

Analysts said the new warheads, designed to zigzag on their approach to targets, could be fitted to new land-based Topol-M missiles and the prospective Bulava missiles, now under development. ohmy.gif
Miki
"Ethnic cleansing going on all over Africa and no one cares".

Boy you got that right!! sad.gif
-----------------------------------------------------------------------
I posted a thing under the 2006 frenzy about the Super bowl...Boy that would be aweful....

-----------------------------------------------
4him
Canadian right wing election.

Greenspans last day today.
Caneman
4him, I really like your "the kingdom of God is within you" picture...

"...Or do you not realize this about yourselves, that Jesus Christ is in you?" 2 Cor 13:5

Blessings,

Caneman
hannah fievel
QUOTE(Miki @ Jan 31 2006, 10:23 AM)
"Ethnic cleansing going on all over Africa and no one cares".

Boy you got that right!!  sad.gif
-----------------------------------------------------------------------
I posted a thing under the 2006 frenzy about the Super bowl...Boy that would be aweful....

-----------------------------------------------
[right][snapback]37487[/snapback][/right]


The whole Superbowl frenzy has me a little worried as to there being something to that. Can I relay a dream I had when Bill was in office...I dreamt about this exact same kind of senerio going on.....Big Super Bowl sunday had arrived, the seats were full, including the President, (and it wasn't bill at the time of the dream although he was the pres) I couldn't really see who was president, just knew the whole "Swat Team that surrounds him was at the game"....there was a report to the agents, "that someone was spotted with a rifle" well they went off to find this guy, but that was a ploy to misdirect them....during their time searching for a lone gunman, the part of the stadium where the Pres was sitting EXPLODED....and then of course everyone was running around trampling one another and then they arrested the "vice president" for conspiring with the enemy! Now, this dream was quite a long time ago, and I have prayed over every Super Bowl since I had it! And, once again will continue that prayer for all those in attendance, amen! The possibility of it happening seems more real this year...me be praying "that nothing happens" amen! your sis, hannah blush.gif and wub.gif to all, may we ever be in His arms. 1dsz5e4.gif always!!!
4him
QUOTE(Caneman @ Jan 31 2006, 10:50 AM)
4him, I really like your "the kingdom of God is within you" picture...

"...Or do you not realize this about yourselves, that Jesus Christ is in you?"  2 Cor 13:5

Blessings,

Caneman
[right][snapback]37494[/snapback][/right]




Thank you

And thanks for the scripture 1dsz5e4.gif
Marta
Tony,

Great idea!! I happened to notice this was weird:

QUOTE
5)Jan. 30, 06 warmest day in NY since 1948


1948 was the year Israel became a nation...that just struck me funny.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

You forgot a Whale in the Thames River...that was an odd occurance!

and

The Colts..............sniff! Hand me a tissue please.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Greenspan leaving?? 1dsz5h2.gif Standing ovation and a roar of cheers!!!!!!
Miki
Marta says:

"Greenspan leaving?? Standing ovation and a roar of cheers"!!!!!!

Ya but who are going to get?
flyingsquirrel
greenspan jr? a greenspan cloned in a secret laboratory? biggrin.gif
Marta
QUOTE(Miki @ Feb 1 2006, 06:51 AM)
Marta says:

"Greenspan leaving??  Standing ovation and a roar of cheers"!!!!!!

Ya but who are going to get?
[right][snapback]37709[/snapback][/right]


Somebody just as worse I'm sure!! Good point Miki. Got lost in that moment of excitement!

~~~~~~~~~~~

We have all really got to get out of debt!!! Seriously!

1dsz5h2.gif
Maz
QUOTE(Marta @ Feb 1 2006, 06:33 PM)
QUOTE(Miki @ Feb 1 2006, 06:51 AM)
Marta says:

"Greenspan leaving??  Standing ovation and a roar of cheers"!!!!!!

Ya but who are going to get?
[right][snapback]37709[/snapback][/right]


Somebody just as worse I'm sure!! Good point Miki. Got lost in that moment of excitement!

~~~~~~~~~~~

We have all really got to get out of debt!!! Seriously!

1dsz5h2.gif
[right][snapback]37855[/snapback][/right]

Would you buy a used car from this man?

user posted image

http://www.toptips.com/debtclock.html
Marta
QUOTE(Mazinaw @ Feb 1 2006, 07:56 PM)
QUOTE(Marta @ Feb 1 2006, 06:33 PM)
QUOTE(Miki @ Feb 1 2006, 06:51 AM)
Marta says:

"Greenspan leaving??  Standing ovation and a roar of cheers"!!!!!!

Ya but who are going to get?
[right][snapback]37709[/snapback][/right]


Somebody just as worse I'm sure!! Good point Miki. Got lost in that moment of excitement!

~~~~~~~~~~~

We have all really got to get out of debt!!! Seriously!

1dsz5h2.gif
[right][snapback]37855[/snapback][/right]

Would you buy a used car from this man?

user posted image

http://www.toptips.com/debtclock.html
[right][snapback]37857[/snapback][/right]


ph34r.gif .....I'm going with a big fat 'NO' on that one!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Well, another major step to initiate a cashless society...and by the way since the mom and dads are in debt, the kids might as well be too!!! More money for the Federal Reserve big bankers! mad.gif

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Credit card firm targets teens
By Joe Morgan
January 26, 2006

user posted image

MASTERCARD was accused yesterday of encouraging teenagers to go into debt with the launch of a payment card for children. The biggest credit card group is issuing prepayment cards to let youngsters purchase products on plastic

How much the teenagers can spend is limited by the amount that their parents are prepared to deposit in advance, but the scheme was described yesterday by consumer groups as “irresponsible”.

The National Consumer Council (NCC) has raised fears that the cards will get children so used to spending money that is not theirs that they will go hopelessly into debt once they are old enough to apply for a credit card.

Supporters, however, regard the cards, which are issued by Bluecorner, as the natural step in an increasingly cashless society. They argue that the prepayment cards will familiarise children with plastic without spending too much.

Teenagers are being appealed to by MasterCard in youth magazines such as Smash Hits! and Bliss, and on Magic FM radio. The Splash Plastic card is aimed primarily at internet- savvy teenagers seeking to shop online who are not eligible for a credit or debit card.

The NCC said: “There is a risk that the cards will predispose them to irresponsible spending on credit cards later.” The spokeswoman described the enticement of children as a “dreadfully bad idea”. She said: “Payment cards can be useful for certain groups, such as adults who do not have a bank account. But it is a much more dangerous scenario when these cards fall into the hands of youngsters.

“The fact that these cards are topped up by parents could get teenagers used to spending money on plastic which is not theirs in an irresponsible way.”

NCC officials also expressed concern at the charges made by MasterCard. Customers pay a £9.95 fee to open their card account and pay 85p for each withdrawal from an ATM cash dispenser. Card holders are penalised with a £4.99 fee for cancelling an account or ordering a replacement card.

Angela Eagle, the Labour MP for Wallasey and a member of the Commons Treasury Select Committee, said that it would be far more appropriate for children to use Solo debit cards, which are linked to a bank current account. She said: “I do not think these (prepayment cards) add anything in terms of financial education. Children can open a bank account and use a debit card, which is obviously superior.”

Phil Davies, the director of business development at MasterCard Europe, defended the Splash cards as a starter kit for financial prudence. He said: “Parents can control the amount of money their son or daughter spends on the card by limiting the amount of money placed on the card.

“These cards have a positive part to play as they can help teenagers and adults to improve financial discipline as they manage the money placed on the card sensibly.”

The minimum age for holding a card is 13. They are used in the same way as credit and debit cards but users should not be able to go into debt. Parents can apply to get cards for their children online.


COST OF THE CARD

Purchase fee £9.95

Upgrade fee £4.99

Replacement fee (lost/stolen) £4.99

Account cancellation fee £4.99


PIN issue/reissue £1.00


ATM cash withdrawal fee 85p


THE RISING TIDE OF TEENAGE DEBT

Findings from the Consumer Credit Counselling Service (CCCS)

18-year-olds seen by CCCS debt advisers since 2003 have had an average of five credit providers

19-year-olds have had an average of six credit providers

Most 18 and 19-year-olds seen by CCCS debt advisers have less than £1,000 a month in income

A 19-year-old who sought help from the CCCS had £48,000 of debt with 19 lenders.


Credit and store cards are biggest cause of debt among teenagers

www.timesonline.co.uk/money
Marta
QUOTE(Mazinaw @ Feb 1 2006, 07:56 PM)
QUOTE(Marta @ Feb 1 2006, 06:33 PM)
QUOTE(Miki @ Feb 1 2006, 06:51 AM)
Marta says:

"Greenspan leaving??  Standing ovation and a roar of cheers"!!!!!!

Ya but who are going to get?
[right][snapback]37709[/snapback][/right]


Somebody just as worse I'm sure!! Good point Miki. Got lost in that moment of excitement!

~~~~~~~~~~~

We have all really got to get out of debt!!! Seriously!

1dsz5h2.gif
[right][snapback]37855[/snapback][/right]

Would you buy a used car from this man?

user posted image

http://www.toptips.com/debtclock.html
[right][snapback]37857[/snapback][/right]


QUOTE(Mazinaw @ Feb 1 2006, 07:56 PM)
QUOTE(Marta @ Feb 1 2006, 06:33 PM)
QUOTE(Miki @ Feb 1 2006, 06:51 AM)
Marta says:

"Greenspan leaving??  Standing ovation and a roar of cheers"!!!!!!

Ya but who are going to get?
[right][snapback]37709[/snapback][/right]


Somebody just as worse I'm sure!! Good point Miki. Got lost in that moment of excitement!

~~~~~~~~~~~

We have all really got to get out of debt!!! Seriously!

1dsz5h2.gif
[right][snapback]37855[/snapback][/right]

Would you buy a used car from this man?

user posted image

http://www.toptips.com/debtclock.html
[right][snapback]37857[/snapback][/right]


ph34r.gif .....I'm going with a big fat 'NO' on that one!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

You know about PRE-PAID PHONE CARDS RIGHT?

NOW WE HAVE PRE-PAID CREDIT CARDS?

Well, another major step to initiate a cashless society...and by the way since the mom and dads are in debt, the kids might as well be too!!! More money for the Federal Reserve big bankers! mad.gif

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Credit card firm targets teens
By Joe Morgan
January 26, 2006

user posted image

MASTERCARD was accused yesterday of encouraging teenagers to go into debt with the launch of a payment card for children. The biggest credit card group is issuing prepayment cards to let youngsters purchase products on plastic

How much the teenagers can spend is limited by the amount that their parents are prepared to deposit in advance, but the scheme was described yesterday by consumer groups as “irresponsible”.

The National Consumer Council (NCC) has raised fears that the cards will get children so used to spending money that is not theirs that they will go hopelessly into debt once they are old enough to apply for a credit card.

Supporters, however, regard the cards, which are issued by Bluecorner, as the natural step in an increasingly cashless society. They argue that the prepayment cards will familiarise children with plastic without spending too much.

Teenagers are being appealed to by MasterCard in youth magazines such as Smash Hits! and Bliss, and on Magic FM radio. The Splash Plastic card is aimed primarily at internet- savvy teenagers seeking to shop online who are not eligible for a credit or debit card.

The NCC said: “There is a risk that the cards will predispose them to irresponsible spending on credit cards later.” The spokeswoman described the enticement of children as a “dreadfully bad idea”. She said: “Payment cards can be useful for certain groups, such as adults who do not have a bank account. But it is a much more dangerous scenario when these cards fall into the hands of youngsters.

“The fact that these cards are topped up by parents could get teenagers used to spending money on plastic which is not theirs in an irresponsible way.”

NCC officials also expressed concern at the charges made by MasterCard. Customers pay a £9.95 fee to open their card account and pay 85p for each withdrawal from an ATM cash dispenser. Card holders are penalised with a £4.99 fee for cancelling an account or ordering a replacement card.

Angela Eagle, the Labour MP for Wallasey and a member of the Commons Treasury Select Committee, said that it would be far more appropriate for children to use Solo debit cards, which are linked to a bank current account. She said: “I do not think these (prepayment cards) add anything in terms of financial education. Children can open a bank account and use a debit card, which is obviously superior.”

Phil Davies, the director of business development at MasterCard Europe, defended the Splash cards as a starter kit for financial prudence. He said: “Parents can control the amount of money their son or daughter spends on the card by limiting the amount of money placed on the card.

“These cards have a positive part to play as they can help teenagers and adults to improve financial discipline as they manage the money placed on the card sensibly.”

The minimum age for holding a card is 13. They are used in the same way as credit and debit cards but users should not be able to go into debt. Parents can apply to get cards for their children online.


COST OF THE CARD

Purchase fee £9.95

Upgrade fee £4.99

Replacement fee (lost/stolen) £4.99

Account cancellation fee £4.99


PIN issue/reissue £1.00


ATM cash withdrawal fee 85p


THE RISING TIDE OF TEENAGE DEBT

Findings from the Consumer Credit Counselling Service (CCCS)

18-year-olds seen by CCCS debt advisers since 2003 have had an average of five credit providers

19-year-olds have had an average of six credit providers

Most 18 and 19-year-olds seen by CCCS debt advisers have less than £1,000 a month in income

A 19-year-old who sought help from the CCCS had £48,000 of debt with 19 lenders.


Credit and store cards are biggest cause of debt among teenagers

www.timesonline.co.uk/money
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